Let Select Appraisal, LLC handle your appraisal

Every year, thousands of people in Ohio purchase, sell or refinance their home. A lot of these transactions contain a simple line item for an appraisal. Almost all lenders still call in a local expert because the stakes are very high, even though there are a budding number of automated home valuation systems that may appear more cost-effective than an appraisal. You might think that securing a mortgage is the only reason you should get an appraisal, but there are more times when the services of a licensed, independent real estate professional could come in handy.


	For real estate appraisals in Port Clinton and Ottawa County, it's easiest when your order online from Select Appraisal, LLC, just click here.

Dispute your tax assessment in Ottawa County

If you reside in an area where the value of property has declined, it's possible you're paying too much in property taxes. An appraisal from Select Appraisal, LLC is your best evidence when building your case. At Select Appraisal, LLC,we can assist you in appealing your tax assessment.

Getting rid of your PMI will lower your mortgage payment

Private Mortgage Insurance, or PMI, is an additional insurance plan that almost all lenders ask homebuyers to buy when the amount being loaned to the buyer is more than 80% of the actual value of the home. Most often, this added payment is lumped into the monthly mortgage payment and is soon forgotten. PMI becomes unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - dips below the 80% level, making this very unfavorable. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to eliminate the PMI installments when the loan-to-value ratio conditions have been met.

If you'd like to do away with PMI, Select Appraisal, LLC will give you a statement regarding the value of your home. The price you paid for the appraisal can often be regained in a short amount of time because you'll no longer be paying the PMI.

Settling a divorce with less stress with an appraisal from Select Appraisal, LLC

A divorce can be a very traumatic experience for both parties, and it is often further complicated by the strenuous decision of who gets the home. So both parties are completely aware of the true market value of their home, it's a good idea to order an appraisal from Select Appraisal, LLC, regardless of the circumstances.

If the parties need to sell the home, they'll have a better idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Settling an estate with peace of mind

The death of a loved one is a difficult time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Fair Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the fullest degree of discretion.

Most Americans do not have dedicated estate planners or executors to take care of these affairs, unlike wealthy individuals. A home or other property often makes up an unequal share of the total estate value, so understanding the true value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've received an honest deal.

Select Appraisal, LLC can help you with relocating to or from Ottawa County

We know the stress involved with an employee relocation. We take great care in setting up a convenient appointment time for the appraisal inspection. During our thorough process, we recommend relocating employees to provide feedback on the positive features of their property, as well as information regarding any recent sales or listings in their area that they want considered.

Let Select Appraisal, LLC help you sell your home quickly at the right price

Whether you decide to sell your home on your own or use the assistance of a real estate agent, a professional appraisal can help you make a more informed decision when determining your asking price. An appraiser has no vested interest in what price the house sells for, which is different than the interest of real estate agents. The price we charge isn't contingent upon the value we come up with, but rather they depend on our efforts to complete the appraisal.

On a daily basis, we determine the difference in value items like an extra bathroom or a kitchen remodel can make. Getting a professional appraisal is a reliable way to decide what improvements will add value and what an applicable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long properties are one the market.